Community & Work Disparities
A Program of the ADA Participatory Action Research Consortium (ADA-PARC)

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Hourly Wage a Household Needs to Earn to Afford a Two-Bedroom Apartment at Fair Market Rent, 2017

We identified the hourly wage a household needs to earn to afford a two-bedroom apartment at HUD's fair market value without paying more than 30% of their income. This measure allows us to see that the hourly wage a household needs to earn to afford a 2 bedroom apartment at HUD's fair market value varies from a low of $13.72 in Arkansas to a high of $35.20 in Hawaii.

This measure is important because it suggests that in many places, individuals struggle to afford housing given that the average wage in most states is much less than that required. As a result, many of these individuals may struggle to meet other basic needs.

Click to skip over US state map to equivalent table

Hourly Wage a Household Needs to Earn to Afford a Two-Bedroom Apartment at Fair Market Rent Color coded map of the United States.  States have been grouped into four quartile ranges. The first quartile ranges from $13.72 to $15.21 and includes the states Alabama, Arkansas, Iowa, Idaho, Indiana, Kentucky, Mississippi, Montana, Ohio, Oklahoma, South Dakota & West Virginia.  The second quartile ranges from $15.22 to $17.01 and includes the states Georgia, Kansas, Louisiana, Michigan, Missouri, North Carolina, North Dakota, Nebraska, New Mexico, South Carolina, Tennessee, Wisconsin & Wyoming.  The third quartile ranges from $17.02 to $21.89 and includes the states Arizona, Delaware, Florida, Illinois, Maine, Minnesota, New Hampshire, Nevada, Oregon, Pennsylvania, Rhode Island, Texas, United States & Utah.  The fourth quartile ranges from $21.90 to $35.20 and includes the states Alaska, California, Colorado, Connecticut, Washington DC, Hawaii, Massachusetts, Maryland, New Jersey, New York, Virginia, Vermont & Washington. Alaska, 24.16 dollars Alabama, 14.78 dollars Arkansas, 13.72 dollars Arizona, 17.56 dollars California, 30.92 dollars Colorado, 21.97 dollars Connecticut, 24.72 dollars Washington DC, 33.58 dollars Delaware, 21.62 dollars Florida, 20.68 dollars Georgia, 16.79 dollars Hawaii, 35.20 dollars Iowa, 14.57 dollars Idaho, 14.65 dollars Illinois, 20.87 dollars Indiana, 15.17 dollars Kansas, 15.59 dollars Kentucky, 13.95 dollars Louisiana, 16.16 dollars Massachusetts, 27.39 dollars Maryland, 28.27 dollars Maine, 18.05 dollars Michigan, 16.24 dollars Minnesota, 18.60 dollars Missouri, 15.67 dollars Mississippi, 14.84 dollars Montana, 14.90 dollars North Carolina, 15.79 dollars North Dakota, 16.36 dollars Nebraska, 15.22 dollars New Hampshire, 21.71 dollars New Jersey, 27.31 dollars New Mexico, 15.78 dollars Nevada, 18.01 dollars New York, 28.08 dollars Ohio, 15.00 dollars Oklahoma, 14.78 dollars Oregon, 19.78 dollars Pennsylvania, 18.68 dollars Rhode Island, 19.49 dollars South Carolina, 15.83 dollars South Dakota, 14.12 dollars Tennessee, 15.34 dollars Texas, 18.38 dollars Utah, 17.02 dollars Virginia, 23.29 dollars Vermont, 21.90 dollars Wisconsin, 16.11 dollars West Virginia, 14.49 dollars Wyoming, 15.80 dollars Albuquerque $16.88Anchorage $24.87Asheville $17.13Austin $22.98Baltimore $26.46Baton Rouge $16.46Birmingham $16.65Boise $15.52Chicago $23.69Columbia $16.85Columbus $17.04Denver $25.10Detroit $17.52Fresno $17.06Gastonia $17.44Greensboro $14.67Houston $18.77Indianapolis $16.35Lansing $15.67Las Vegas $18.35Little Rock $15.65Memphis $16.06Milwaukee $17.83Milwaukee $17.83Minneapolis $20.88Missoula $16.44Montgomery $15.81Nashville $18.44New Orleans $18.54Oakland $41.79Phoenix $18.15Pittsburgh $15.81Portland $23.88Raleigh $19.10Richmond $19.33Riverside $23.02Sacramento $19.92Salt Lake City $19.04San Francisco $58.04Santa Barbara $29.90Seattle $29.69Spokane $16.71St. Petersburg $19.50Tacoma $21.96Tampa $19.50Tucson $16.67Tulsa $15.73Washington $33.58
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Data source. 2017, National Low Income Housing Coalition, Out of Reach, 2017 (Data is from HUD Fair Market Rents from 2017)
Calculation. Divide income needed to afford Fair Market Rent by 52 (weeks per year) and then by 40 (hours per work week).

Hourly Wage a Household Needs to Earn to Afford a Two-Bedroom Apartment at Fair Market Rent by region

Click on a state to view city data.

Hourly Wage a Household Needs to Earn to Afford a Two-Bedroom Apartment at Fair Market Rent by Region. Click on a state to view city data, where available.
RegionHourly Wage a Household Needs to Earn to Afford a Two-Bedroom Apartment
US$21.21
Alaska$24.16
Alabama$14.78
Arkansas$13.72
Arizona$17.56
California$30.92
Colorado$21.97
Connecticut$24.72
District of Columbia$33.58
Delaware$21.62
Florida$20.68
Georgia$16.79
Hawaii$35.20
Iowa$14.57
Idaho$14.65
Illinois$20.87
Indiana$15.17
Hourly Wage a Household Needs to Earn to Afford a Two-Bedroom Apartment at Fair Market Rent by Region. Click on a state to view city data, where available.
RegionHourly Wage a Household Needs to Earn to Afford a Two-Bedroom Apartment
Kansas$15.59
Kentucky$13.95
Louisiana$16.16
Massachusetts$27.39
Maryland$28.27
Maine$18.05
Michigan$16.24
Minnesota$18.60
Missouri$15.67
Mississippi$14.84
Montana$14.90
North Carolina$15.79
North Dakota$16.36
Nebraska$15.22
New Hampshire$21.71
New Jersey$27.31
New Mexico$15.78
Hourly Wage a Household Needs to Earn to Afford a Two-Bedroom Apartment at Fair Market Rent by Region. Click on a state to view city data, where available.
RegionHourly Wage a Household Needs to Earn to Afford a Two-Bedroom Apartment
Nevada$18.01
New York$28.08
Ohio$15.00
Oklahoma$14.78
Oregon$19.78
Pennsylvania$18.68
Rhode Island$19.49
South Carolina$15.83
South Dakota$14.12
Tennessee$15.34
Texas$18.38
Utah$17.02
Virginia$23.29
Vermont$21.90
Washington$23.64
Wisconsin$16.11
West Virginia$14.49
Wyoming$15.80
Hourly Wage a Household Needs to Earn to Afford a Two-Bedroom Apartment at Fair Market RentHourly Wage a Household Needs to Earn to Afford a Two-Bedroom Apartment at Fair Market RentA bar chart listed in descending orderSan Francisco    58.04Oakland    41.79Honolulu CDP    38.12Washington    33.58Santa Barbara    29.90Seattle    29.69Baltimore    26.46Denver    25.10Anchorage    24.87Portland    23.88Chicago    23.69Riverside    23.02Austin    22.98Tacoma    21.96United States    21.21Minneapolis    20.88Sacramento    19.92Tampa    19.50St. Petersburg    19.50Richmond    19.33Raleigh    19.10Salt Lake City    19.04Houston    18.77New Orleans    18.54Nashville    18.44Las Vegas    18.35Phoenix    18.15Milwaukee    17.83Detroit    17.52Gastonia    17.44Asheville    17.13Fresno    17.06Columbus    17.04Albuquerque    16.88Columbia    16.85Spokane    16.71Tucson    16.67Birmingham    16.65Baton Rouge    16.46Missoula    16.44Indianapolis    16.35Memphis    16.06Montgomery    15.81Pittsburgh    15.81Tulsa    15.73Lansing    15.67Little Rock    15.65Boise    15.52Greensboro    14.670102030405060